To be a trustworthy partner to all Customers in ESG-related criteria integration and to ensure the effective management of the associated risks within the Bank

Materiality topics:

a) Effective corporate governance practices

b) Integration of ESG Risk Factors into the Risk Management Framework

c) Development of Sustainable Products with Environmental and Social Value

Expenditure share on local suppliers: 78%

Team Members trained in anti-bribery and corruption procedures and processes in 2022: 91%

Team Members to whom anti-bribery and corruption policies and procedures have been disclosed in 2022: 100%

BFA’s total products and services offering with social benefits: 0,3%