Conditions for joining:

Companies that produce or intend to start producing some of the 54 eligible goods under the Prodesi Program.

Benefits:

Use according to the company's needs;
Possibility of monthly, quarterly, semi-annual, and annual disbursements;
Possibility of having a grace period in which the Client only pays interest;
Benefits of the incentives of Notice 10.

Term

1 to 5 years

Technical Information Sheet
For more information click here.

Required Documents

Integral certificate of the Commercial Registry with endorsement of the Management or Board of Directors in functions and form to oblige, issued less than a year before;
Minutes of the General Assembly (private limited companies) or the Board of Directors (public limited companies) with approval of the resolution to contract the credit and the guarantees;
Declaration of tax situation;
Social Security tax situation statement;
Any powers of attorney, drawn up by a notary, which expressly mention special powers to contract credit and/or provide guarantees with BFA;
Letter of acceptance of the loan conditions;

Valid personal identification document of the representatives;
If a national citizen: Identity Card;
If a foreign citizen: valid passport or resident card.

Guarantees

To be defined case by case, being usual:
First mortgage of the property, evaluated by BFA's Eng. Appraiser;
Pledge of the equipment to be acquired;
Pledge of investments;
Blank promissory note, subscribed by the company, with or without the partners' endorsement;
Financial guarantee;
Real guarantees;
Pledge of credit rights.

Checklist

Checklist Credit Analysis
Note: the Feasibility Study under BNA Notice 10 /2020 and PAC (including Projects in the Agribusiness sector) must contain the elements described in this annex (Checklist - Viability Study).