Conditions for joining:
Companies that produce or intend to start producing some of the 54 eligible goods under the Prodesi Program.
Use according to the company's needs;
Possibility of monthly, quarterly, semi-annual, and annual disbursements;
Possibility of having a grace period in which the Client only pays interest;
Benefits of the incentives of Notice 10.
1 to 5 years
Technical Information Sheet
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Integral certificate of the Commercial Registry with endorsement of the Management or Board of Directors in functions and form to oblige, issued less than a year before;
Minutes of the General Assembly (private limited companies) or the Board of Directors (public limited companies) with approval of the resolution to contract the credit and the guarantees;
Declaration of tax situation;
Social Security tax situation statement;
Any powers of attorney, drawn up by a notary, which expressly mention special powers to contract credit and/or provide guarantees with BFA;
Letter of acceptance of the loan conditions;
Valid personal identification document of the representatives;
If a national citizen: Identity Card;
If a foreign citizen: valid passport or resident card.
To be defined case by case, being usual:
First mortgage of the property, evaluated by BFA's Eng. Appraiser;
Pledge of the equipment to be acquired;
Pledge of investments;
Blank promissory note, subscribed by the company, with or without the partners' endorsement;
Pledge of credit rights.
Checklist Credit Analysis
Note: the Feasibility Study under BNA Notice 10 /2020 and PAC (including Projects in the Agribusiness sector) must contain the elements described in this annex (Checklist - Viability Study).
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